606 N Calhoun AveLiberalKS67901
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow606 N Calhoun Ave, Liberal, KS, 67901 in Liberal is a top-tier cash-flow asset. At $185,000 it produces $1,804/mo in rent and $573/mo in net monthly income, a 11.7% gross rental yield. The DSCR of 2.17 qualifies for Ziffy Mortgage's DSCR loan without W-2s or U.S. credit history. Annual cash flow: $6,874. Five-year appreciation adds $51,112, driving a total cumulative return of $107,405.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.7% | 7.0% |
| Monthly Cash Flow | $573 | $600 |
City averages based on Liberal market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,804 |
| Total Monthly Debt Service | $1,157 |
| DSCR Ratio | 1.56x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1953
8,398 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 67901, Liberal, KS area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,915 (100%) |
| Owner Occupied HU | 4,396 (55.5%) |
| Renter Occupied HU | 2,657 (33.6%) |
| Vacant Housing Units | 862 (10.9%) |
| Median Home Value | $153,231 |
| Average Home Value | $161,813 |
Housing Distribution
Address Breakdown
Residential
7,561
Single Family
7,028
Multi-Family
533
Businesses
703
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1953
8,398 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 67901, Liberal, KS area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,915 (100%) |
| Owner Occupied HU | 4,396 (55.5%) |
| Renter Occupied HU | 2,657 (33.6%) |
| Vacant Housing Units | 862 (10.9%) |
| Median Home Value | $153,231 |
| Average Home Value | $161,813 |
Housing Distribution
Address Breakdown
Residential
7,561
Single Family
7,028
Multi-Family
533
Businesses
703
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices