605 S Hemlock StLambertonMN56152
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeInvestors who value predictability will appreciate 605 S Hemlock St, Lamberton, MN, 56152 in Lamberton. At $250,000 it earns $1,974/mo in rent and distributes $413/mo to the owner after the $1,124/mo payment, a consistent 9.48% yield. DSCR 1.76 clears Ziffy Mortgage's income-only underwriting standard. Over five years, 5% annual appreciation adds $69,070 in value; $2,303/yr in principal paydown compounds ownership stake. Total projected return: $121,465.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.5% | 7.2% |
| Monthly Cash Flow | $413 | $550 |
City averages based on Lamberton market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,974 |
| Total Monthly Debt Service | $1,462 |
| DSCR Ratio | 1.35x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1968
0.95 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 56152, Lamberton, MN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 698 (100%) |
| Owner Occupied HU | 506 (72.5%) |
| Renter Occupied HU | 84 (12.0%) |
| Vacant Housing Units | 108 (15.5%) |
| Median Home Value | $159,848 |
| Average Home Value | $215,988 |
Housing Distribution
Address Breakdown
Residential
504
Single Family
444
Multi-Family
60
Businesses
64
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1968
0.95 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 56152, Lamberton, MN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 698 (100%) |
| Owner Occupied HU | 506 (72.5%) |
| Renter Occupied HU | 84 (12.0%) |
| Vacant Housing Units | 108 (15.5%) |
| Median Home Value | $159,848 |
| Average Home Value | $215,988 |
Housing Distribution
Address Breakdown
Residential
504
Single Family
444
Multi-Family
60
Businesses
64
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices