605 N 300 E, Nephi, UT, 84648 | $66/mo Cash Flow

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Monthly Cash Flow: 1 - 3k+

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605 N 300 E, Nephi, UT, 84648 | $66/mo Cash Flow | Ziffy

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Nephi at 605 N 300 E, Nephi, UT, 84648 offers a 7.21% rental yield on a $439,000 purchase with $2,639/mo rent. Total monthly income registers $2,639/mo, and a $2,149/mo payment leaves $66/mo available for distribution. Annual cash flow reaches $788/yr on $145,529 to close, and return on cash invested stands at 20.45% in year one. Equity gained on principal adds $2,833/yr while 5% annual appreciation supports $121,288 over five years. Portfolio math shows five-year ROI at 105.31% and total cumulative return in cash at $153,260. Financing is available via Ziffy Mortgage’s DSCR loan, which evaluates $2,639/mo property income against a $2,149/mo payment rather than investor’s personal income documents like W2s, Salary slips, and Tax returns.

Single Family

Built in 1965

9,583 sqft lot

$N/A/sqft

No HOA

More details about the property

Excellent solid brick home right in the middle of Nephi. Schools, the park, and the swimming pool are all nearby, making it a handy spot. The main floor has 2 bedrooms along with the family room and kitchen, which both have new LVP flooring. Downstairs you will find 2 bedrooms, another room that is used as a (3) bedroom, and a bathroom. The basement also has its own outside entrance. The home has two wood stoves that help keep it warm in the winter. The roof was replaced about 3 years ago, so it is in good shape. The backyard is fully fenced and has a double gate for RV parking. One irrigation water share comes with the home. Sitting on a corner lot, this house is simple, practical, and ready for its new owner.