605 E Clark StWausaNE68786
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeTight but positive: 605 E Clark St, Wausa, NE, 68786 in Wausa at $105,000 earns $830/mo in rent and nets $121/mo after the $472/mo payment, a 9.49% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $29,010 over five years. Ziffy Mortgage underwrites this on a 1.76 DSCR without U.S. credit history. With $967/yr in principal paydown, total projected return reaches $47,859.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 9.5% | 6.2% |
| Monthly Cash Flow | $121 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $830 |
| Total Monthly Debt Service | $667 |
| DSCR Ratio | 1.24x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in N/A
0.41 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 68786, Wausa, NE area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 425 (100%) |
| Owner Occupied HU | 297 (69.9%) |
| Renter Occupied HU | 67 (15.8%) |
| Vacant Housing Units | 61 (14.4%) |
| Median Home Value | $173,558 |
| Average Home Value | $301,456 |
Housing Distribution
Address Breakdown
Residential
329
Single Family
310
Multi-Family
19
Businesses
48
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in N/A
0.41 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 68786, Wausa, NE area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 425 (100%) |
| Owner Occupied HU | 297 (69.9%) |
| Renter Occupied HU | 67 (15.8%) |
| Vacant Housing Units | 61 (14.4%) |
| Median Home Value | $173,558 |
| Average Home Value | $301,456 |
Housing Distribution
Address Breakdown
Residential
329
Single Family
310
Multi-Family
19
Businesses
48
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices