6048 Declaration Circle Gate #144, Citrus Heights, CA, 95621 | $126/mo Cash Flow

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Citrus Heights at 6048 Declaration Circle Gate #144, Citrus Heights, CA, 95621 offers a 8.08% rental yield on a $229,995 purchase with $1,549/mo rent. Total monthly income registers $1,549/mo, and a $1,126/mo payment leaves $126/mo available for distribution. Annual cash flow reaches $1,511/yr on $76,243 to close, and return on cash invested stands at 21.89% in year one. Equity gained on principal adds $1,484/yr while 5% annual appreciation supports $63,543 over five years. Portfolio math shows five-year ROI at 113.45% and total cumulative return in cash at $86,501. Financing is available via Ziffy Mortgage’s DSCR loan, which evaluates $1,549/mo property income against a $1,126/mo payment rather than investor’s personal income documents like W2s, Salary slips, and Tax returns.

Manufactured

Built in 2025

N/A lot

$N/A/sqft

No HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 95621, Citrus Heights, CA area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	17,605 (100%)
Owner Occupied HU	10,893 (61.9%)
Renter Occupied HU	6,017 (34.2%)
Vacant Housing Units	695 ( 3.9%)
Median Home Value	$452,182
Average Home Value	$504,245