6048 Casterly Rock RdRosevilleCA95747
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderThe cash-flow margin at 6048 Casterly Rock Rd, Roseville, CA, 95747 in Roseville is narrow, $22/mo net on $4,020/mo rent after the $2,906/mo debt service, but the property operates at break-even-plus, not a loss. At $646,240 with a 7.46% yield, the long-run equity case via 5% appreciation ($178,544 over five years) and $5,952/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 1.38 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $246,492.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.5% | 6.5% |
| Monthly Cash Flow | $22 | $400 |
City averages based on Roseville market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,020 |
| Total Monthly Debt Service | $3,741 |
| DSCR Ratio | 1.07x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2026
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95747, Roseville, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 36,150 (100%) |
| Owner Occupied HU | 27,341 (75.6%) |
| Renter Occupied HU | 6,612 (18.3%) |
| Vacant Housing Units | 2,197 ( 6.1%) |
| Median Home Value | $691,095 |
| Average Home Value | $728,625 |
Housing Distribution
Address Breakdown
Residential
33,098
Single Family
30,109
Multi-Family
2,989
Businesses
531
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2026
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95747, Roseville, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 36,150 (100%) |
| Owner Occupied HU | 27,341 (75.6%) |
| Renter Occupied HU | 6,612 (18.3%) |
| Vacant Housing Units | 2,197 ( 6.1%) |
| Median Home Value | $691,095 |
| Average Home Value | $728,625 |
Housing Distribution
Address Breakdown
Residential
33,098
Single Family
30,109
Multi-Family
2,989
Businesses
531
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • Lennar
Mls Name: Lennar Homes
Mls Provider:
Mls ID: #N/A