604 S Holly StBunkieLA71322
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderReliable and efficiently structured, 604 S Holly St, Bunkie, LA, 71322 in Bunkie is a conservative rental investment at $105,000. Rental yield 7.2%. A 1.33 coverage ratio meets Ziffy Mortgage's DSCR standard for foreign-national financing. Five-year equity: 5% appreciation adds $29,010; $967/yr in principal paydown supplements. Total projected return: $38,535.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.2% | 8.5% |
| Monthly Cash Flow | $(20) | $850 |
City averages based on Bunkie market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $630 |
| Total Monthly Debt Service | $609 |
| DSCR Ratio | 1.04x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1947
8,712 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 71322, Bunkie, LA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,040 (100%) |
| Owner Occupied HU | 1,556 (51.2%) |
| Renter Occupied HU | 832 (27.4%) |
| Vacant Housing Units | 652 (21.4%) |
| Median Home Value | $125,368 |
| Average Home Value | $211,568 |
Housing Distribution
Address Breakdown
Residential
2,272
Single Family
2,220
Multi-Family
52
Businesses
219
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1947
8,712 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 71322, Bunkie, LA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,040 (100%) |
| Owner Occupied HU | 1,556 (51.2%) |
| Renter Occupied HU | 832 (27.4%) |
| Vacant Housing Units | 652 (21.4%) |
| Median Home Value | $125,368 |
| Average Home Value | $211,568 |
Housing Distribution
Address Breakdown
Residential
2,272
Single Family
2,220
Multi-Family
52
Businesses
219
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices