604 S Daviess StGallatinMO64640
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayMarkets with strong demand fundamentals often produce low-yield, high-appreciation assets. 604 S Daviess St, Gallatin, MO, 64640 in Gallatin fits: $257,000, 0% gross yield, and a projected 5% annual appreciation rate adding $71,004 in value within five years. Rental yield 0%. The narrow rent-to-debt spread is the trade-off for market growth. Ziffy Mortgage's DSCR loan (0.00) finances non-U.S. buyers without personal income documentation; optimise coverage with a 30–35% down payment.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 0% | 6.2% |
| Monthly Cash Flow | $0 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
Single Family
Built in 1930
0.44 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 64640, Gallatin, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,841 (100%) |
| Owner Occupied HU | 999 (54.3%) |
| Renter Occupied HU | 332 (18.0%) |
| Vacant Housing Units | 510 (27.7%) |
| Median Home Value | $192,031 |
| Average Home Value | $261,156 |
Housing Distribution
Address Breakdown
Residential
1,493
Single Family
1,493
Multi-Family
0
Businesses
152
Nearby investment properties with comparable rents
No similar rental properties found nearby.
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1930
0.44 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 64640, Gallatin, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,841 (100%) |
| Owner Occupied HU | 999 (54.3%) |
| Renter Occupied HU | 332 (18.0%) |
| Vacant Housing Units | 510 (27.7%) |
| Median Home Value | $192,031 |
| Average Home Value | $261,156 |
Housing Distribution
Address Breakdown
Residential
1,493
Single Family
1,493
Multi-Family
0
Businesses
152
Nearby investment properties with comparable rents
No similar rental properties found nearby.
Nearby investment properties with comparable prices
Listed by: Anita Riley • RE/MAX Town and Country
Mls Name: Heartland MLS as distributed by MLS GRID
Mls Provider:
Mls ID: #2575618
Disclaimer: Based on information submitted to the MLS GRID as of 2025-09-16 10:13:08 PDT. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website. Prices displayed on all Sold listings are the Last Known Listing Price and may not be the actual selling price. [Click here for more information](/mls-disclaimers/#45) Listing Information presented by local MLS brokerage: Zillow, Inc., local REALTOR- Terry York - (913) 213-6604