604 Myrtle AveWest SacramentoCA95605
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeInvestors who value predictability will appreciate 604 Myrtle Ave, West Sacramento, CA, 95605 in West Sacramento. At $537,500 it earns $3,659/mo in rent and distributes $334/mo to the owner after the $2,417/mo payment, a consistent 8.17% yield. DSCR 1.51 clears Ziffy Mortgage's income-only underwriting standard. Over five years, 5% annual appreciation adds $148,501 in value; $4,950/yr in principal paydown compounds ownership stake. Total projected return: $225,305.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.2% | 6.0% |
| Monthly Cash Flow | $334 | $1,500 |
City averages based on West Sacramento market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,659 |
| Total Monthly Debt Service | $3,111 |
| DSCR Ratio | 1.18x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1940
7,405 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95605, West Sacramento, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,346 (100%) |
| Owner Occupied HU | 2,330 (36.7%) |
| Renter Occupied HU | 3,673 (57.9%) |
| Vacant Housing Units | 343 ( 5.4%) |
| Median Home Value | $460,452 |
| Average Home Value | $529,153 |
Housing Distribution
Address Breakdown
Residential
5,432
Single Family
4,053
Multi-Family
1,379
Businesses
359
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1940
7,405 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95605, West Sacramento, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,346 (100%) |
| Owner Occupied HU | 2,330 (36.7%) |
| Renter Occupied HU | 3,673 (57.9%) |
| Vacant Housing Units | 343 ( 5.4%) |
| Median Home Value | $460,452 |
| Average Home Value | $529,153 |
Housing Distribution
Address Breakdown
Residential
5,432
Single Family
4,053
Multi-Family
1,379
Businesses
359
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: DJ Brazovan • Realty ONE Group Complete
Mls Name: MetroList Services of CA
Mls ID: #225064846