604 Kaye StTylerMN56178
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowNot flashy, but dependably profitable, 604 Kaye St, Tyler, MN, 56178 in Tyler is listed at $225,000 and delivers $1,882/mo in rent and $477/mo in net monthly cash flow. The 10.04% yield and 1.86 DSCR provide the underwriting comfort Ziffy Mortgage needs to approve a DSCR loan without W-2 or tax-return documentation. Projected 5% annual appreciation adds $62,163 over five years, and $2,072/yr in principal reduction supplements cash return. Total projected cumulative return: $116,100.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 10% | 6.2% |
| Monthly Cash Flow | $477 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,882 |
| Total Monthly Debt Service | $1,315 |
| DSCR Ratio | 1.43x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1988
0.40 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 56178, Tyler, MN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 776 (100%) |
| Owner Occupied HU | 521 (67.1%) |
| Renter Occupied HU | 158 (20.4%) |
| Vacant Housing Units | 97 (12.5%) |
| Median Home Value | $199,405 |
| Average Home Value | $243,028 |
Housing Distribution
Address Breakdown
Residential
537
Single Family
475
Multi-Family
62
Businesses
81
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1988
0.40 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 56178, Tyler, MN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 776 (100%) |
| Owner Occupied HU | 521 (67.1%) |
| Renter Occupied HU | 158 (20.4%) |
| Vacant Housing Units | 97 (12.5%) |
| Median Home Value | $199,405 |
| Average Home Value | $243,028 |
Housing Distribution
Address Breakdown
Residential
537
Single Family
475
Multi-Family
62
Businesses
81
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices