604 E Church StStocktonCA95203








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Rental property for sale in Stockton at 604 E Church St, Stockton, CA, 95203 priced at $299,999 converts $2,080/mo rent into $225/mo cash flow after a $1,468/mo obligation. Total monthly income equals $2,080/mo, and annual cash flow totals $2,694/yr on $99,450 invested. Return on cash invested prints 22.62% in year one, and rental yield reads 8.32% against a $299,999 entry. Equity gained on principal adds $1,936/yr, while 5% annual appreciation compiles into $82,884 by year five. Five-year ROI reaches 117.38% and total cumulative return in cash sums $116,736. For leverage, Ziffy Mortgage’s DSCR loan bases approval on $2,080/mo property income covering a $1,468/mo payment, not borrower’s personal income.
Single Family
Built in 1977
2,700 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95203, Stockton, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,194 (100%) |
| Owner Occupied HU | 2,285 (36.9%) |
| Renter Occupied HU | 3,475 (56.1%) |
| Vacant Housing Units | 434 ( 7.0%) |
| Median Home Value | $396,223 |
| Average Home Value | $493,610 |
Housing Distribution
Address Breakdown
Residential
5,739
Single Family
5,129
Multi-Family
610
Businesses
504
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Listed by: Jaime Del Real • PMZ Real Estate
Mls Name: MetroList Services of CA
Mls ID: #225148457








