603 New York StHumboldtKS66748
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe income profile at 603 New York St, Humboldt, KS, 66748 in Humboldt is straightforward: $105,000 in, $926/mo in rent, $228/mo out after debt service. The 10.59% gross yield and 1.96 DSCR make this exactly the kind of asset Ziffy Mortgage finances for non-U.S. residents without income documentation. Appreciation at 5%/yr adds $29,010 by year five. With $967/yr in principal equity, the total cumulative return is projected at $54,711.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.6% | 6.0% |
| Monthly Cash Flow | $228 | $700 |
City averages based on Humboldt market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $926 |
| Total Monthly Debt Service | $657 |
| DSCR Ratio | 1.41x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1900
5,850 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 66748, Humboldt, KS area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,222 (100%) |
| Owner Occupied HU | 790 (64.6%) |
| Renter Occupied HU | 284 (23.2%) |
| Vacant Housing Units | 148 (12.1%) |
| Median Home Value | $109,375 |
| Average Home Value | $179,541 |
Housing Distribution
Address Breakdown
Residential
1,109
Single Family
1,106
Multi-Family
3
Businesses
105
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1900
5,850 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 66748, Humboldt, KS area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,222 (100%) |
| Owner Occupied HU | 790 (64.6%) |
| Renter Occupied HU | 284 (23.2%) |
| Vacant Housing Units | 148 (12.1%) |
| Median Home Value | $109,375 |
| Average Home Value | $179,541 |
Housing Distribution
Address Breakdown
Residential
1,109
Single Family
1,106
Multi-Family
3
Businesses
105
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices