602 Orchard LnSugar LandTX77498
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayThe investment thesis at 602 Orchard Ln, Sugar Land, TX, 77498 in Sugar Land is capital appreciation. Rental yield 4.2%. The 4.2% gross yield at $1,799,999 falls below cash-flow thresholds, but 5% annual value growth is forecast to deliver $497,307 in additional equity by year five, an equity gain that can outpace many higher-yield markets. Ziffy Mortgage finances appreciation-play assets via DSCR (0.78) without U.S. credit history; structure with a larger down payment to optimise coverage. Total projected return: $261,553.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 4.2% | 6.2% |
| Monthly Cash Flow | $(6,666) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $6,301 |
| Total Monthly Debt Service | $12,251 |
| DSCR Ratio | 0.51x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2008
1.71 Acres lot
$N/A/sqft
$2,000 annually HOA
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2008
1.71 Acres lot
$N/A/sqft
$2,000 annually HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices