602 Main Ave ETwin ValleyMN56584
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThis is a cash-flow-light asset: 602 Main Ave E, Twin Valley, MN, 56584 in Twin Valley, $100,000, 9.22% gross yield, $144/mo net income. Consider it a market-entry position, the $768/mo rent covers the $450/mo payment with a margin, and 5%/yr appreciation is projected to add $27,628 to the asset's value over five years. Ziffy Mortgage approves DSCR loans (coverage 1.71) for non-U.S. residents without domestic income documentation. Consider a higher down payment to widen the monthly margin. Total projected return: $47,153.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 9.2% | 6.2% |
| Monthly Cash Flow | $144 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $768 |
| Total Monthly Debt Service | $585 |
| DSCR Ratio | 1.31x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1959
0.41 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 56584, Twin Valley, MN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 765 (100%) |
| Owner Occupied HU | 493 (64.4%) |
| Renter Occupied HU | 131 (17.1%) |
| Vacant Housing Units | 141 (18.4%) |
| Median Home Value | $173,214 |
| Average Home Value | $201,029 |
Housing Distribution
Address Breakdown
Residential
571
Single Family
502
Multi-Family
69
Businesses
42
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1959
0.41 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 56584, Twin Valley, MN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 765 (100%) |
| Owner Occupied HU | 493 (64.4%) |
| Renter Occupied HU | 131 (17.1%) |
| Vacant Housing Units | 141 (18.4%) |
| Median Home Value | $173,214 |
| Average Home Value | $201,029 |
Housing Distribution
Address Breakdown
Residential
571
Single Family
502
Multi-Family
69
Businesses
42
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Kenzie Pavek • REALTY XPERTS
Mls Name: NorthstarMLS as distributed by MLS GRID
Mls Provider:
Mls ID: #6778404
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