601 Palmer LnMenlo ParkCA94025
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayInvestors who prioritise long-run asset value over immediate income should consider 601 Palmer Ln, Menlo Park, CA, 94025 in Menlo Park. Rental yield 3.72%. At $1,599,000 with 3.72% gross yield, current distributions are modest, but the 5% appreciation rate projects $441,774 in new equity by year five, complemented by $14,727/yr in principal paydown. Ziffy Mortgage's DSCR loan (0.69) allows non-U.S. residents to acquire without W-2s or domestic credit. Total projected five-year cumulative return: $288,742.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 3.7% | 4.2% |
| Monthly Cash Flow | $(4,935) | $600 |
City averages based on Menlo Park market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,957 |
| Total Monthly Debt Service | $9,255 |
| DSCR Ratio | 0.54x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1951
4,057 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94025, Menlo Park, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 17,930 (100%) |
| Owner Occupied HU | 9,235 (51.5%) |
| Renter Occupied HU | 7,222 (40.3%) |
| Vacant Housing Units | 1,473 ( 8.2%) |
| Median Home Value | $2,000,001 |
| Average Home Value | $1,930,898 |
Housing Distribution
Address Breakdown
Residential
17,025
Single Family
12,520
Multi-Family
4,505
Businesses
1,556
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1951
4,057 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94025, Menlo Park, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 17,930 (100%) |
| Owner Occupied HU | 9,235 (51.5%) |
| Renter Occupied HU | 7,222 (40.3%) |
| Vacant Housing Units | 1,473 ( 8.2%) |
| Median Home Value | $2,000,001 |
| Average Home Value | $1,930,898 |
Housing Distribution
Address Breakdown
Residential
17,025
Single Family
12,520
Multi-Family
4,505
Businesses
1,556
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: MLSListings Inc
Mls ID: #ML82038263