601 Michigan AveFond Du LacWI54937
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayMarkets with strong demand fundamentals often produce low-yield, high-appreciation assets. 601 Michigan Ave, Fond Du Lac, WI, 54937 in Fond Du Lac fits: $349,900, 3.86% gross yield, and a projected 5% annual appreciation rate adding $96,671 in value within five years. Rental yield 3.86%. The narrow rent-to-debt spread is the trade-off for market growth. Ziffy Mortgage's DSCR loan (0.72) finances non-U.S. buyers without personal income documentation; optimise coverage with a 30–35% down payment. $3,223/yr in principal paydown and $96,671 in appreciation project a total return of $54,934.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 3.9% | 7.8% |
| Monthly Cash Flow | $(1,221) | $420 |
City averages based on Fond Du Lac market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,127 |
| Total Monthly Debt Service | $2,209 |
| DSCR Ratio | 0.51x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2025
7,405 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 54937, Fond Du Lac, WI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,316 (100%) |
| Owner Occupied HU | 6,202 (66.6%) |
| Renter Occupied HU | 2,665 (28.6%) |
| Vacant Housing Units | 449 ( 4.8%) |
| Median Home Value | $325,850 |
| Average Home Value | $332,442 |
Housing Distribution
Address Breakdown
Residential
9,171
Single Family
8,311
Multi-Family
860
Businesses
436
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2025
7,405 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 54937, Fond Du Lac, WI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,316 (100%) |
| Owner Occupied HU | 6,202 (66.6%) |
| Renter Occupied HU | 2,665 (28.6%) |
| Vacant Housing Units | 449 ( 4.8%) |
| Median Home Value | $325,850 |
| Average Home Value | $332,442 |
Housing Distribution
Address Breakdown
Residential
9,171
Single Family
8,311
Multi-Family
860
Businesses
436
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Samantha J Cutler • Cutler Custom Homes & Real Estate
Mls Name: RANW
Mls ID: #50313865