601 Green StWillowsCA95988
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeReliable, bankable, and well-priced, 601 Green St, Willows, CA, 95988 in Willows delivers $2,414/mo in gross rent and $218/mo in net monthly income at a $355,000 entry. The 8.16% yield and 1.51 DSCR make it a clean candidate for Ziffy Mortgage's DSCR loan; no W-2s or U.S. credit history required. With 5% annual appreciation projecting $98,080 over five years and $3,270/yr in equity from loan paydown, total projected return is $148,661.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.2% | 6.0% |
| Monthly Cash Flow | $218 | $1,500 |
City averages based on Willows market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,414 |
| Total Monthly Debt Service | $2,055 |
| DSCR Ratio | 1.17x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in N/A
6,969 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95988, Willows, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,639 (100%) |
| Owner Occupied HU | 1,842 (50.6%) |
| Renter Occupied HU | 1,471 (40.4%) |
| Vacant Housing Units | 326 ( 9.0%) |
| Median Home Value | $406,037 |
| Average Home Value | $498,278 |
Housing Distribution
Address Breakdown
Residential
3,400
Single Family
2,957
Multi-Family
443
Businesses
398
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in N/A
6,969 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95988, Willows, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,639 (100%) |
| Owner Occupied HU | 1,842 (50.6%) |
| Renter Occupied HU | 1,471 (40.4%) |
| Vacant Housing Units | 326 ( 9.0%) |
| Median Home Value | $406,037 |
| Average Home Value | $498,278 |
Housing Distribution
Address Breakdown
Residential
3,400
Single Family
2,957
Multi-Family
443
Businesses
398
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: April Vonderscheer • The Address Realty
Mls Name: SMLS
Mls ID: #25-3981