601 E 4th StHuxleyIA50124
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingReliable and efficiently structured, 601 E 4th St, Huxley, IA, 50124 in Huxley is a conservative rental investment at $250,000. Rental yield 6.05%. A 1.12 coverage ratio meets Ziffy Mortgage's DSCR standard for foreign-national financing. Five-year equity: 5% appreciation adds $69,070; $2,303/yr in principal paydown supplements. Total projected return: $64,237.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 6.1% | 6.2% |
| Monthly Cash Flow | $(489) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,260 |
| Total Monthly Debt Service | $1,649 |
| DSCR Ratio | 0.76x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 2003
1,742 sqft lot
$N/A/sqft
$125 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 50124, Huxley, IA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,891 (100%) |
| Owner Occupied HU | 1,381 (73.0%) |
| Renter Occupied HU | 405 (21.4%) |
| Vacant Housing Units | 105 ( 5.6%) |
| Median Home Value | $357,770 |
| Average Home Value | $379,308 |
Housing Distribution
Address Breakdown
Residential
1,882
Single Family
1,685
Multi-Family
197
Businesses
117
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 2003
1,742 sqft lot
$N/A/sqft
$125 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 50124, Huxley, IA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,891 (100%) |
| Owner Occupied HU | 1,381 (73.0%) |
| Renter Occupied HU | 405 (21.4%) |
| Vacant Housing Units | 105 ( 5.6%) |
| Median Home Value | $357,770 |
| Average Home Value | $379,308 |
Housing Distribution
Address Breakdown
Residential
1,882
Single Family
1,685
Multi-Family
197
Businesses
117
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Tim Scheib • RE/MAX Precision
Mls Name: DMMLS
Mls Provider:
Mls ID: #716019
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.