6008 Sunglow TerSan RamonCA94583
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayNot all U.S. investment properties are valued for current income. 6008 Sunglow Ter, San Ramon, CA, 94583 in San Ramon at $1,418,000, 4.61% gross yield, is a market-growth asset. Rental yield 4.61%. The $5,444/mo rent partially funds the $6,376/mo debt service; the core return is the 5%/yr price growth projected to add $391,767 over five years. Ziffy Mortgage's DSCR mortgage (0.85) provides financing for foreign nationals without domestic income checks. A 30–35% down payment often produces the cleanest coverage for low-yield properties. Total five-year return: $323,542.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 4.6% | 5.0% |
| Monthly Cash Flow | $(3,328) | $1,500 |
City averages based on San Ramon market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,444 |
| Total Monthly Debt Service | $8,208 |
| DSCR Ratio | 0.66x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2025
1,776 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94583, San Ramon, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 14,524 (100%) |
| Owner Occupied HU | 9,778 (67.3%) |
| Renter Occupied HU | 4,288 (29.5%) |
| Vacant Housing Units | 458 ( 3.2%) |
| Median Home Value | $1,340,340 |
| Average Home Value | $1,394,112 |
Housing Distribution
Address Breakdown
Residential
14,028
Single Family
10,896
Multi-Family
3,132
Businesses
2,436
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2025
1,776 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94583, San Ramon, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 14,524 (100%) |
| Owner Occupied HU | 9,778 (67.3%) |
| Renter Occupied HU | 4,288 (29.5%) |
| Vacant Housing Units | 458 ( 3.2%) |
| Median Home Value | $1,340,340 |
| Average Home Value | $1,394,112 |
Housing Distribution
Address Breakdown
Residential
14,028
Single Family
10,896
Multi-Family
3,132
Businesses
2,436
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Jenny Qian • Summerhill Brokerage, Inc.
Mls Name: MLSListings Inc
Mls ID: #ML82027630