600 S Pleasant StHutsonvilleIL62433
INVESTMENT ANALYSIS
Investment Verdict
Solid Income600 S Pleasant St, Hutsonville, IL, 62433 in Hutsonville is a stable, well-positioned rental at $152,500. Rental yield 8.27%. DSCR 1.45 qualifies for Ziffy Mortgage's DSCR mortgage without U.S. income documentation. Over five years, 5% appreciation adds $42,133 in value and $1,278/yr in principal paydown builds equity, a total projected return of $55,032.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.3% | 8.0% |
| Monthly Cash Flow | $(7) | $1,200 |
City averages based on Hutsonville market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $1,051 |
| Total Monthly Debt Service | $1,034 |
| DSCR Ratio | 1.02x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.5% rate / 30-yr fixed, 25% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1949
0.41 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 62433, Hutsonville, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 399 (100%) |
| Owner Occupied HU | 307 (76.9%) |
| Renter Occupied HU | 58 (14.5%) |
| Vacant Housing Units | 34 ( 8.5%) |
| Median Home Value | $109,914 |
| Average Home Value | $183,029 |
Housing Distribution
Address Breakdown
Residential
301
Single Family
301
Multi-Family
0
Businesses
39
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
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Listed by: Erica Lytis • Crawford County Real Estate, Inc.
Mls Name: My State MLS
Mls ID: #11460107
