600 Mississippi StBoswellPA15531
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeTight but positive: 600 Mississippi St, Boswell, PA, 15531 in Boswell at $129,900 earns $1,018/mo in rent and nets $167/mo after the $584/mo payment, a 9.4% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $35,889 over five years. Ziffy Mortgage underwrites this on a 1.74 DSCR without U.S. credit history. With $1,196/yr in principal paydown, total projected return reaches $60,236.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 9.4% | 6.2% |
| Monthly Cash Flow | $167 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,018 |
| Total Monthly Debt Service | $800 |
| DSCR Ratio | 1.27x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1976
0.28 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 15531, Boswell, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,862 (100%) |
| Owner Occupied HU | 1,223 (65.7%) |
| Renter Occupied HU | 352 (18.9%) |
| Vacant Housing Units | 287 (15.4%) |
| Median Home Value | $172,953 |
| Average Home Value | $202,939 |
Housing Distribution
Address Breakdown
Residential
1,646
Single Family
1,645
Multi-Family
1
Businesses
101
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1976
0.28 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 15531, Boswell, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,862 (100%) |
| Owner Occupied HU | 1,223 (65.7%) |
| Renter Occupied HU | 352 (18.9%) |
| Vacant Housing Units | 287 (15.4%) |
| Median Home Value | $172,953 |
| Average Home Value | $202,939 |
Housing Distribution
Address Breakdown
Residential
1,646
Single Family
1,645
Multi-Family
1
Businesses
101
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Joslyn Bird • HOWARD HANNA BARDELL REALTY SOMERSET
Mls Name: CSMLS
Mls ID: #96037095