60 Spruce St, Mountain Top, PA, 18707 | $423/mo Cash Flow | Ziffy
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Price: $300K - 500K
Monthly Cash Flow: 1 - 3k+
Home Type: Single Family
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NMLS #2625701
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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics Value
Price $399,900
Est. Rent $3,200/mo
ROI 18%
  • Attractive rent-to-price ratio for income stability
  • Good fit for DSCR financing with healthy coverage
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Investment Highlights

Rental property for sale in Mountain Top at 60 Spruce St, Mountain Top, PA, 18707 generates $2,388/mo in rent and, after a $1,468/mo payment, leaves $423/mo in cash flow. Total monthly income is $2,388/mo, and annual cash flow is $5,072/yr on $99,417 invested. Return on cash invested sits at 25.01% in year one, and rental yield is 9.56% on a $299,900 entry. Equity gained on principal adds $1,935/yr, while 5% annual appreciation builds toward $82,857 over five years. Five-year ROI reaches 130.69% and total cumulative return in cash sums $129,928. For financing, investors can use Ziffy Mortgage’s DSCR loan, which considers $2,388/mo property income rather than buyer’s personal income.

Single Family

Built in N/A

0.38 Acres lot

$N/A/sqft

No HOA

More details about the property

Start the New Year in your new home! This bright 4-bedroom, 2-bath Cape Cod in Mountain Top offers hardwood floors, a sun-filled living room, spacious sunroom, two first-floor bedrooms, a laundry chute, covered patio, two-car garage, ductless heat/AC, propane fireplaces, and a full basement with endless potential. Don't miss it - schedule your showing today!

Neighborhood Data

Neighborhood data shown for ZIP Code: 18707, Mountain Top, PA area.

Housing Distribution

Housing Statistics

CategoryValue
Total HU (Housing Units)6,504 (100%)
Owner Occupied HU5,455 (83.9%)
Renter Occupied HU619 ( 9.5%)
Vacant Housing Units430 ( 6.6%)
Median Home Value$320,054
Average Home Value$348,657

Address Breakdown

Residential

6,579

Single Family

6,527

Multi-Family

52

Businesses

410

Price History

Date

Event

Price

No price history data available

Tax History

Date

Tax Paid

Tax Increase Rate

Value

Value Increase Rate

No tax history data available
Loan officer
Loan officer
Loan officer
Powered by
Ziffy Mortgage
NMLS #2625701
Get Pre-Approved

Facts & Features

General Information

  • Type: SingleFamily
  • Year Built: N/A
  • Architectural Style: N/A
  • Building Area: N/A
  • Living Area: N/A
  • Property Condition: N/A

Features & Amenities

  • Heating: N/A
  • Cooling: N/A
  • Flooring: N/A
  • Interior Features: N/A
  • Exterior Features: N/A
  • Parking Features: Attached, Garage Door Opener, Driveway

Location

  • City: Mountain Top
  • State: PA
  • Subdivision: N/A
  • Lot Size: 0.38 Acres
  • Lot Features: N/A
  • View: N/A

HOA & Fees

  • HOA Fee: N/A
  • Association Fee: N/A
  • Fees & Dues: N/A
  • Association Amenities: N/A
  • Association Fee Includes: N/A

Utilities

  • Utilities: N/A
  • Sewer: N/A
  • Water Source: N/A
  • Road Surface Type: N/A

School Information

  • Elementary School: N/A
  • Middle School: N/A
  • High School: N/A

Listed by: Grant Rinehimer • Lewith & Freeman, Kingston 

Mls Name: Luzerne County AOR

Mls ID: #25-6133

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