60 Bloss StRochesterNY14608
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 60 Bloss St, Rochester, NY, 14608 in Rochester speaks for itself: 13.23% gross on a $126,900 price, generating $1,399/mo in rent and $552/mo in net income after the $571/mo debt service. DSCR 2.45, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $6,621 stacks alongside $35,060 in projected five-year appreciation and $1,169/yr in principal reduction. Projected total cumulative return: $83,875.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 13.2% | 6.2% |
| Monthly Cash Flow | $552 | $450 |
City averages based on Rochester market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,399 |
| Total Monthly Debt Service | $797 |
| DSCR Ratio | 1.76x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Multi Family
Built in 1920
4,957 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 14608, Rochester, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,732 (100%) |
| Owner Occupied HU | 1,103 (16.4%) |
| Renter Occupied HU | 4,824 (71.7%) |
| Vacant Housing Units | 805 (12.0%) |
| Median Home Value | $161,563 |
| Average Home Value | $208,960 |
Housing Distribution
Address Breakdown
Residential
5,303
Single Family
4,100
Multi-Family
1,203
Businesses
449
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Multi Family
Built in 1920
4,957 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 14608, Rochester, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,732 (100%) |
| Owner Occupied HU | 1,103 (16.4%) |
| Renter Occupied HU | 4,824 (71.7%) |
| Vacant Housing Units | 805 (12.0%) |
| Median Home Value | $161,563 |
| Average Home Value | $208,960 |
Housing Distribution
Address Breakdown
Residential
5,303
Single Family
4,100
Multi-Family
1,203
Businesses
449
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices