60 Barrows StSomersetMA02725
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeReliable, bankable, and well-priced, 60 Barrows St, Somerset, MA, 02725 in Somerset delivers $2,519/mo in gross rent and $376/mo in net monthly income at a $339,900 entry. The 8.89% yield and 1.65 DSCR make it a clean candidate for Ziffy Mortgage's DSCR loan; no W-2s or U.S. credit history required. With 5% annual appreciation projecting $93,908 over five years and $3,131/yr in equity from loan paydown, total projected return is $153,350.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.9% | 5.1% |
| Monthly Cash Flow | $376 | $450 |
City averages based on Somerset market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,519 |
| Total Monthly Debt Service | $2,007 |
| DSCR Ratio | 1.26x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1945
2,614 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 02725, Somerset, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,031 (100%) |
| Owner Occupied HU | 801 (77.7%) |
| Renter Occupied HU | 180 (17.5%) |
| Vacant Housing Units | 50 ( 4.8%) |
| Median Home Value | $550,439 |
| Average Home Value | $851,901 |
Housing Distribution
Address Breakdown
Residential
1,043
Single Family
965
Multi-Family
78
Businesses
57
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1945
2,614 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 02725, Somerset, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,031 (100%) |
| Owner Occupied HU | 801 (77.7%) |
| Renter Occupied HU | 180 (17.5%) |
| Vacant Housing Units | 50 ( 4.8%) |
| Median Home Value | $550,439 |
| Average Home Value | $851,901 |
Housing Distribution
Address Breakdown
Residential
1,043
Single Family
965
Multi-Family
78
Businesses
57
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: David Pedro • Century 21 Limitless PRG
Mls Name: MLS PIN
Mls ID: #73420382