6 Union StSherburneNY13460
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 6 Union St, Sherburne, NY, 13460 in Sherburne speaks for itself: 19.97% gross on a $115,000 price, generating $1,914/mo in rent and $1,146/mo in net income after the $517/mo debt service. DSCR 3.70, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $13,753 stacks alongside $31,772 in projected five-year appreciation and $1,059/yr in principal reduction. Projected total cumulative return: $117,599.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 20% | 6.2% |
| Monthly Cash Flow | $1,146 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,914 |
| Total Monthly Debt Service | $722 |
| DSCR Ratio | 2.65x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1850
9,583 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 13460, Sherburne, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,087 (100%) |
| Owner Occupied HU | 1,327 (63.6%) |
| Renter Occupied HU | 508 (24.3%) |
| Vacant Housing Units | 252 (12.1%) |
| Median Home Value | $148,070 |
| Average Home Value | $176,667 |
Housing Distribution
Address Breakdown
Residential
1,473
Single Family
1,387
Multi-Family
86
Businesses
118
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1850
9,583 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 13460, Sherburne, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,087 (100%) |
| Owner Occupied HU | 1,327 (63.6%) |
| Renter Occupied HU | 508 (24.3%) |
| Vacant Housing Units | 252 (12.1%) |
| Median Home Value | $148,070 |
| Average Home Value | $176,667 |
Housing Distribution
Address Breakdown
Residential
1,473
Single Family
1,387
Multi-Family
86
Businesses
118
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices