6 State StreetValley FallsNY12185








Nearby investment properties with comparable rents
Nearby investment properties with comparable prices

Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Valley Falls at 6 State Street, Valley Falls, NY, 12185 offers a 9.28% rental yield on a $325,000 purchase with $2,513/mo rent. Total monthly income registers $2,513/mo, and a $1,591/mo payment leaves $342/mo available for distribution. Annual cash flow reaches $4,109/yr on $107,738 to close, and return on cash invested stands at 23.72% in year one. Equity gained on principal adds $2,097/yr while 5% annual appreciation supports $89,792 over five years. Portfolio math shows five-year ROI at 123.96% and total cumulative return in cash at $133,549. Financing is available via Ziffy Mortgage’s DSCR loan, which evaluates $2,513/mo property income against a $1,591/mo payment rather than investor’s personal income documents like W2s, Salary slips, and Tax returns.
Single Family
Built in 1908
10,454 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 12185, Valley Falls, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 876 (100%) |
| Owner Occupied HU | 655 (74.8%) |
| Renter Occupied HU | 140 (16.0%) |
| Vacant Housing Units | 81 ( 9.2%) |
| Median Home Value | $236,738 |
| Average Home Value | $247,065 |
Housing Distribution
Address Breakdown
Residential
711
Single Family
711
Multi-Family
0
Businesses
36
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Nearby investment properties with comparable prices



Listed by: Megan J Malone • M J Dreamworks, LLC
Mls Name: Global MLS
Mls ID: #202523545








