6 Rock Church DrO'FallonMO63368
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayNot all U.S. investment properties are valued for current income. 6 Rock Church Dr, O'Fallon, MO, 63368 in O'Fallon at $360,000, 0% gross yield, is a market-growth asset. Rental yield 0%. The $2,466/mo rent partially funds the $1,619/mo debt service; the core return is the 5%/yr price growth projected to add $99,461 over five years. Ziffy Mortgage's DSCR mortgage (1.52) provides financing for foreign nationals without domestic income checks. A 30–35% down payment often produces the cleanest coverage for low-yield properties. Total five-year return: $144,363.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 0% | 7.5% |
| Monthly Cash Flow | $0 | $300 |
City averages based on O'Fallon market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,466 |
| Total Monthly Debt Service | $2,209 |
| DSCR Ratio | 1.12x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1989
10,454 sqft lot
$N/A/sqft
$815 annually HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1989
10,454 sqft lot
$N/A/sqft
$815 annually HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Michelle S LaRose-Wicks • Coldwell Banker Realty - Gunda
Mls Name: MARIS
Mls Provider:
Mls ID: #25034015
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