6 Point Breeze RdUncasvilleCT06382
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayThe investment thesis at 6 Point Breeze Rd, Uncasville, CT, 06382 in Uncasville is capital appreciation. Rental yield 1.36%. The 1.36% gross yield at $1,590,000 falls below cash-flow thresholds, but 5% annual value growth is forecast to deliver $439,288 in additional equity by year five, an equity gain that can outpace many higher-yield markets. Ziffy Mortgage finances appreciation-play assets via DSCR (0.25) without U.S. credit history; structure with a larger down payment to optimise coverage. Total projected return: $27,690.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 1.4% | 6.0% |
| Monthly Cash Flow | $(9,003) | $1,200 |
City averages based on Uncasville market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,800 |
| Total Monthly Debt Service | $10,171 |
| DSCR Ratio | 0.18x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2023
8.45 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 06382, Uncasville, CT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,385 (100%) |
| Owner Occupied HU | 3,149 (71.8%) |
| Renter Occupied HU | 950 (21.7%) |
| Vacant Housing Units | 286 ( 6.5%) |
| Median Home Value | $277,507 |
| Average Home Value | $324,269 |
Housing Distribution
Address Breakdown
Residential
4,164
Single Family
4,090
Multi-Family
74
Businesses
264
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2023
8.45 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 06382, Uncasville, CT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,385 (100%) |
| Owner Occupied HU | 3,149 (71.8%) |
| Renter Occupied HU | 950 (21.7%) |
| Vacant Housing Units | 286 ( 6.5%) |
| Median Home Value | $277,507 |
| Average Home Value | $324,269 |
Housing Distribution
Address Breakdown
Residential
4,164
Single Family
4,090
Multi-Family
74
Businesses
264
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices