6 Molly White DriveCoxsackieNY12051
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThis is a cash-flow-light asset: 6 Molly White Drive, Coxsackie, NY, 12051 in Coxsackie, $334,000, 8.18% gross yield, $47/mo net income. Consider it a market-entry position, the $2,277/mo rent covers the $1,502/mo payment with a margin, and 5%/yr appreciation is projected to add $92,278 to the asset's value over five years. Ziffy Mortgage approves DSCR loans (coverage 1.52) for non-U.S. residents without domestic income documentation. Consider a higher down payment to widen the monthly margin. Total projected return: $130,389.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 8.2% | 6.2% |
| Monthly Cash Flow | $47 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,277 |
| Total Monthly Debt Service | $2,098 |
| DSCR Ratio | 1.09x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1992
0.39 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 12051, Coxsackie, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,905 (100%) |
| Owner Occupied HU | 1,000 (52.5%) |
| Renter Occupied HU | 653 (34.3%) |
| Vacant Housing Units | 252 (13.2%) |
| Median Home Value | $336,857 |
| Average Home Value | $369,323 |
Housing Distribution
Address Breakdown
Residential
1,456
Single Family
1,455
Multi-Family
1
Businesses
115
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1992
0.39 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 12051, Coxsackie, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,905 (100%) |
| Owner Occupied HU | 1,000 (52.5%) |
| Renter Occupied HU | 653 (34.3%) |
| Vacant Housing Units | 252 (13.2%) |
| Median Home Value | $336,857 |
| Average Home Value | $369,323 |
Housing Distribution
Address Breakdown
Residential
1,456
Single Family
1,455
Multi-Family
1
Businesses
115
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices