6 Maple LnHamptonNJ08827
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 6 Maple Ln, Hampton, NJ, 08827 in Hampton speaks for itself: 11.46% gross on a $219,900 price, generating $2,100/mo in rent and $533/mo in net income after the $989/mo debt service. DSCR 2.12, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $6,391 stacks alongside $60,754 in projected five-year appreciation and $2,025/yr in principal reduction. Projected total cumulative return: $118,553.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 11.5% | 6.2% |
| Monthly Cash Flow | $533 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,100 |
| Total Monthly Debt Service | $1,480 |
| DSCR Ratio | 1.42x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1940
7,405 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 08827, Hampton, NJ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,970 (100%) |
| Owner Occupied HU | 1,596 (81.0%) |
| Renter Occupied HU | 276 (14.0%) |
| Vacant Housing Units | 98 ( 5.0%) |
| Median Home Value | $504,975 |
| Average Home Value | $534,887 |
Housing Distribution
Address Breakdown
Residential
1,710
Single Family
1,710
Multi-Family
0
Businesses
154
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1940
7,405 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 08827, Hampton, NJ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,970 (100%) |
| Owner Occupied HU | 1,596 (81.0%) |
| Renter Occupied HU | 276 (14.0%) |
| Vacant Housing Units | 98 ( 5.0%) |
| Median Home Value | $504,975 |
| Average Home Value | $534,887 |
Housing Distribution
Address Breakdown
Residential
1,710
Single Family
1,710
Multi-Family
0
Businesses
154
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Linda Okupski • Keller Williams Real Estate
Mls Name: GSMLS
Mls ID: #4000028