6 Laurik LaneNaplesME04055
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe income profile at 6 Laurik Lane, Naples, ME, 04055 in Naples is straightforward: $144,900 in, $1,162/mo in rent, $248/mo out after debt service. The 9.62% gross yield and 1.78 DSCR make this exactly the kind of asset Ziffy Mortgage finances for non-U.S. residents without income documentation. Appreciation at 5%/yr adds $40,033 by year five. With $1,335/yr in principal equity, the total cumulative return is projected at $70,933.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.6% | 7.3% |
| Monthly Cash Flow | $248 | $450 |
City averages based on Naples market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,162 |
| Total Monthly Debt Service | $857 |
| DSCR Ratio | 1.36x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 2025
4.22 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 04055, Naples, ME area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,122 (100%) |
| Owner Occupied HU | 1,458 (46.7%) |
| Renter Occupied HU | 223 ( 7.1%) |
| Vacant Housing Units | 1,441 (46.2%) |
| Median Home Value | $446,865 |
| Average Home Value | $498,944 |
Housing Distribution
Address Breakdown
Residential
1,842
Single Family
1,822
Multi-Family
20
Businesses
124
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 2025
4.22 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 04055, Naples, ME area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,122 (100%) |
| Owner Occupied HU | 1,458 (46.7%) |
| Renter Occupied HU | 223 ( 7.1%) |
| Vacant Housing Units | 1,441 (46.2%) |
| Median Home Value | $446,865 |
| Average Home Value | $498,944 |
Housing Distribution
Address Breakdown
Residential
1,842
Single Family
1,822
Multi-Family
20
Businesses
124
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices