6 Kimball Hill RdHollandMA01521
INVESTMENT ANALYSIS
Investment Verdict
Solid Income6 Kimball Hill Rd, Holland, MA, 01521 in Holland is a solid income-producing rental, 9.79% gross yield, $2,822/mo rent, $642/mo net cash flow on a $345,900 buy. DSCR 1.81 qualifies the property for Ziffy Mortgage's financing without personal income documentation. Five-year appreciation of $95,566 and $3,186/yr in principal reduction project a total cumulative return of $172,661.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.8% | 5.1% |
| Monthly Cash Flow | $642 | $550 |
City averages based on Holland market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,822 |
| Total Monthly Debt Service | $2,043 |
| DSCR Ratio | 1.38x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1966
1.37 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01521, Holland, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,469 (100%) |
| Owner Occupied HU | 1,031 (70.2%) |
| Renter Occupied HU | 115 ( 7.8%) |
| Vacant Housing Units | 323 (22.0%) |
| Median Home Value | $390,433 |
| Average Home Value | $522,609 |
Housing Distribution
Address Breakdown
Residential
1,253
Single Family
1,252
Multi-Family
1
Businesses
14
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1966
1.37 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01521, Holland, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,469 (100%) |
| Owner Occupied HU | 1,031 (70.2%) |
| Renter Occupied HU | 115 ( 7.8%) |
| Vacant Housing Units | 323 (22.0%) |
| Median Home Value | $390,433 |
| Average Home Value | $522,609 |
Housing Distribution
Address Breakdown
Residential
1,253
Single Family
1,252
Multi-Family
1
Businesses
14
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Kim Grant-Dodge • Kim Grant-Dodge
Mls Name: MLS PIN
Mls ID: #73419906