6 Emma Lane, Ballston Spa, NY, 12020 | 4.74% Rental Yield

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Total monthly income runs $2,271/mo, and a $2,814/mo payment. Purchase price stands at $574,900, and rental yield measures 4.74% with $2,271/mo rent. Return on cash invested shows 10.11% in year one, and 5% annual appreciation builds toward $158,834 over five years. Five-year ROI reaches 50.91% and total cumulative return in cash records $96,291. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $2,271/mo property income covering a $2,814/mo payment rather than investor’s personal income.

Single Family

Built in N/A

6,098 sqft lot

$N/A/sqft

No HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 12020, Ballston Spa, NY area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	16,355 (100%)
Owner Occupied HU	10,454 (63.9%)
Renter Occupied HU	4,631 (28.3%)
Vacant Housing Units	1,270 ( 7.8%)
Median Home Value	$368,074
Average Home Value	$412,521