6 Bridge StMonsonMA01057
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe cash-flow margin at 6 Bridge St, Monson, MA, 01057 in Monson is narrow, $167/mo net on $2,341/mo rent after the $1,551/mo debt service, but the property operates at break-even-plus, not a loss. At $345,000 with a 8.14% yield, the long-run equity case via 5% appreciation ($95,317 over five years) and $3,177/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 1.51 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $141,777.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.1% | 5.3% |
| Monthly Cash Flow | $167 | $650 |
City averages based on Monson market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,341 |
| Total Monthly Debt Service | $2,037 |
| DSCR Ratio | 1.15x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Multi Family
Built in 1900
8,712 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01057, Monson, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,562 (100%) |
| Owner Occupied HU | 2,802 (78.7%) |
| Renter Occupied HU | 565 (15.9%) |
| Vacant Housing Units | 195 ( 5.5%) |
| Median Home Value | $368,891 |
| Average Home Value | $440,210 |
Housing Distribution
Address Breakdown
Residential
3,327
Single Family
3,171
Multi-Family
156
Businesses
206
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Multi Family
Built in 1900
8,712 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01057, Monson, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,562 (100%) |
| Owner Occupied HU | 2,802 (78.7%) |
| Renter Occupied HU | 565 (15.9%) |
| Vacant Housing Units | 195 ( 5.5%) |
| Median Home Value | $368,891 |
| Average Home Value | $440,210 |
Housing Distribution
Address Breakdown
Residential
3,327
Single Family
3,171
Multi-Family
156
Businesses
206
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Jennifer McDiarmid • William Raveis R.E. & Home Services
Mls Name: MLS PIN
Mls ID: #73437362