6 AcanthusRancho Santa MargaritaCA92688
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderInvestors approaching the U.S. market with capital-preservation in mind will find 6 Acanthus, Rancho Santa Margarita, CA, 92688 in Rancho Santa Margarita aligned with their strategy. Rental yield 7.3%. DSCR 1.35 and 7.3% yield provide a sound foundation. Ziffy Mortgage's DSCR program enables non-U.S. residents to acquire without domestic credit. Over five years, 5% appreciation and $14,727/yr in paydown build toward a projected cumulative return of $583,294.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 7.3% | 6.2% |
| Monthly Cash Flow | $(372) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $9,730 |
| Total Monthly Debt Service | $9,465 |
| DSCR Ratio | 1.03x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1999
5,916 sqft lot
$N/A/sqft
$171 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92688, Rancho Santa Margarita, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 16,526 (100%) |
| Owner Occupied HU | 10,561 (63.9%) |
| Renter Occupied HU | 5,566 (33.7%) |
| Vacant Housing Units | 399 ( 2.4%) |
| Median Home Value | $930,906 |
| Average Home Value | $973,976 |
Housing Distribution
Address Breakdown
Residential
16,240
Single Family
13,373
Multi-Family
2,867
Businesses
991
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1999
5,916 sqft lot
$N/A/sqft
$171 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92688, Rancho Santa Margarita, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 16,526 (100%) |
| Owner Occupied HU | 10,561 (63.9%) |
| Renter Occupied HU | 5,566 (33.7%) |
| Vacant Housing Units | 399 ( 2.4%) |
| Median Home Value | $930,906 |
| Average Home Value | $973,976 |
Housing Distribution
Address Breakdown
Residential
16,240
Single Family
13,373
Multi-Family
2,867
Businesses
991
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices