599 Lake Geneva RdGenevaFL32732
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeReliable, bankable, and well-priced, 599 Lake Geneva Rd, Geneva, FL, 32732 in Geneva delivers $3,943/mo in gross rent and $234/mo in net monthly income at a $559,000 entry. The 8.46% yield and 1.57 DSCR make it a clean candidate for Ziffy Mortgage's DSCR loan; no W-2s or U.S. credit history required. With 5% annual appreciation projecting $154,441 over five years and $5,148/yr in equity from loan paydown, total projected return is $228,081.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.5% | 8.0% |
| Monthly Cash Flow | $234 | $1,500 |
City averages based on Geneva market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $3,943 |
| Total Monthly Debt Service | $3,487 |
| DSCR Ratio | 1.13x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1974
1.52 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 32732, Geneva, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,270 (100%) |
| Owner Occupied HU | 1,903 (83.8%) |
| Renter Occupied HU | 200 ( 8.8%) |
| Vacant Housing Units | 167 ( 7.4%) |
| Median Home Value | $602,073 |
| Average Home Value | $627,698 |
Housing Distribution
Address Breakdown
Residential
2,058
Single Family
2,058
Multi-Family
0
Businesses
116
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1974
1.52 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 32732, Geneva, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,270 (100%) |
| Owner Occupied HU | 1,903 (83.8%) |
| Renter Occupied HU | 200 ( 8.8%) |
| Vacant Housing Units | 167 ( 7.4%) |
| Median Home Value | $602,073 |
| Average Home Value | $627,698 |
Housing Distribution
Address Breakdown
Residential
2,058
Single Family
2,058
Multi-Family
0
Businesses
116
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices