5985 Mountain Sky RdKingsleyMI49649
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 5985 Mountain Sky Rd, Kingsley, MI, 49649 in Kingsley speaks for itself: 28.19% gross on a $119,900 price, generating $2,816/mo in rent and $2,026/mo in net income after the $539/mo debt service. DSCR 5.22, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $24,309 stacks alongside $33,126 in projected five-year appreciation and $1,104/yr in principal reduction. Projected total cumulative return: $176,064.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 28.2% | 8.3% |
| Monthly Cash Flow | $2,026 | $350 |
City averages based on Kingsley market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,816 |
| Total Monthly Debt Service | $743 |
| DSCR Ratio | 3.79x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Lot
Built in N/A
2.63 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 49649, Kingsley, MI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,717 (100%) |
| Owner Occupied HU | 2,177 (80.1%) |
| Renter Occupied HU | 345 (12.7%) |
| Vacant Housing Units | 195 ( 7.2%) |
| Median Home Value | $317,683 |
| Average Home Value | $356,690 |
Housing Distribution
Address Breakdown
Residential
2,464
Single Family
2,464
Multi-Family
0
Businesses
97
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Lot
Built in N/A
2.63 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 49649, Kingsley, MI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,717 (100%) |
| Owner Occupied HU | 2,177 (80.1%) |
| Renter Occupied HU | 345 (12.7%) |
| Vacant Housing Units | 195 ( 7.2%) |
| Median Home Value | $317,683 |
| Average Home Value | $356,690 |
Housing Distribution
Address Breakdown
Residential
2,464
Single Family
2,464
Multi-Family
0
Businesses
97
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices