598 2nd StHealdtonOK73438
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderFor first-time U.S. investors or those diversifying conservatively, 598 2nd St, Healdton, OK, 73438 in Healdton offers a clean, manageable entry. Rental yield 7.43%. DSCR 1.38 qualifies for Ziffy Mortgage's no-W2 mortgage for non-U.S. residents. Long-term: 5% annual appreciation projects $69,043 in additional property value over five years, with $2,302/yr in principal equity building ownership stake. Total projected cumulative return: $91,901.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 7.4% | 6.2% |
| Monthly Cash Flow | $(48) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,548 |
| Total Monthly Debt Service | $1,496 |
| DSCR Ratio | 1.03x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1945
0.41 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 73438, Healdton, OK area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,447 (100%) |
| Owner Occupied HU | 856 (59.2%) |
| Renter Occupied HU | 362 (25.0%) |
| Vacant Housing Units | 229 (15.8%) |
| Median Home Value | $74,310 |
| Average Home Value | $117,693 |
Housing Distribution
Address Breakdown
Residential
1,255
Single Family
1,231
Multi-Family
24
Businesses
158
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1945
0.41 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 73438, Healdton, OK area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,447 (100%) |
| Owner Occupied HU | 856 (59.2%) |
| Renter Occupied HU | 362 (25.0%) |
| Vacant Housing Units | 229 (15.8%) |
| Median Home Value | $74,310 |
| Average Home Value | $117,693 |
Housing Distribution
Address Breakdown
Residential
1,255
Single Family
1,231
Multi-Family
24
Businesses
158
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices