5971 Minerva AveSaint LouisMO63112
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 5971 Minerva Ave, Saint Louis, MO, 63112 in Saint Louis. Priced at $155,900, it generates $1,591/mo in gross rent and $620/mo in net monthly cash flow, a 12.25% yield that comfortably supports the 2.27 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $7,441. Five-year appreciation: $43,072. Equity from principal paydown: $1,436/yr. Total projected cumulative return: $99,097.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 12.3% | 7.8% |
| Monthly Cash Flow | $620 | $450 |
City averages based on Saint Louis market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,591 |
| Total Monthly Debt Service | $909 |
| DSCR Ratio | 1.75x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Multi Family
Built in 1908
3,088 sqft lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Multi Family
Built in 1908
3,088 sqft lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Riu Murphy • R.P. Murphy, REALTORS LLC
Mls Name: MARIS
Mls ID: #25061770