5955 5th StLas CrucesNM88052
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeNot flashy, but dependably profitable, 5955 5th St, Las Cruces, NM, 88052 in Las Cruces is listed at $195,000 and delivers $1,348/mo in rent and $203/mo in net monthly cash flow. The 8.29% yield and 1.54 DSCR provide the underwriting comfort Ziffy Mortgage needs to approve a DSCR loan without W-2 or tax-return documentation. Projected 5% annual appreciation adds $53,875 over five years, and $1,796/yr in principal reduction supplements cash return. Total projected cumulative return: $86,761.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.3% | 9.2% |
| Monthly Cash Flow | $203 | $450 |
City averages based on Las Cruces market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,348 |
| Total Monthly Debt Service | $1,067 |
| DSCR Ratio | 1.26x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 1983
9,147 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 88052, Organ, NM area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 107 (100%) |
| Owner Occupied HU | 54 (50.5%) |
| Renter Occupied HU | 17 (15.9%) |
| Vacant Housing Units | 36 (33.6%) |
| Median Home Value | $250,000 |
| Average Home Value | $233,704 |
Housing Distribution
Address Breakdown
Residential
1
Single Family
1
Multi-Family
0
Businesses
15
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 1983
9,147 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 88052, Organ, NM area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 107 (100%) |
| Owner Occupied HU | 54 (50.5%) |
| Renter Occupied HU | 17 (15.9%) |
| Vacant Housing Units | 36 (33.6%) |
| Median Home Value | $250,000 |
| Average Home Value | $233,704 |
Housing Distribution
Address Breakdown
Residential
1
Single Family
1
Multi-Family
0
Businesses
15
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Summer Woods • Cripple Creek Realty, LLC
Mls Name: SNMMLS
Mls ID: #2503654