59333 Hop Patch Spring RdMountain CenterCA92561
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayAt a 4.22% gross rental yield, 59333 Hop Patch Spring Rd, Mountain Center, CA, 92561 in Mountain Center is priced for capital growth, not immediate cash flow. The $1,795,000 purchase reflects market confidence in future value: at 5%/yr, the property is forecast to gain $495,925 by year five, with $16,532/yr in additional equity from loan paydown. Ziffy Mortgage's DSCR mortgage (0.78) qualifies for non-U.S. residents without personal income documents. Total five-year projected cumulative return: $368,115.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 4.2% | 5.2% |
| Monthly Cash Flow | $(4,861) | $1,200 |
City averages based on Mountain Center market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $6,310 |
| Total Monthly Debt Service | $10,457 |
| DSCR Ratio | 0.60x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1992
4.92 Acres lot
$N/A/sqft
$400 semi-annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92561, Mountain Center, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,163 (100%) |
| Owner Occupied HU | 743 (63.9%) |
| Renter Occupied HU | 164 (14.1%) |
| Vacant Housing Units | 256 (22.0%) |
| Median Home Value | $703,457 |
| Average Home Value | $756,470 |
Housing Distribution
Address Breakdown
Residential
723
Single Family
648
Multi-Family
75
Businesses
37
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1992
4.92 Acres lot
$N/A/sqft
$400 semi-annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92561, Mountain Center, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,163 (100%) |
| Owner Occupied HU | 743 (63.9%) |
| Renter Occupied HU | 164 (14.1%) |
| Vacant Housing Units | 256 (22.0%) |
| Median Home Value | $703,457 |
| Average Home Value | $756,470 |
Housing Distribution
Address Breakdown
Residential
723
Single Family
648
Multi-Family
75
Businesses
37
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Jason Isley • Seven Gables Real Estate
Mls Name: CRMLS
Mls Provider:
Mls ID: #PW24190171
Disclaimer: The multiple listing data appearing on this website, or contained in reports produced therefrom, is owned and copyrighted by California Regional Multiple Listing Service, Inc. ("CRMLS") and is protected by all applicable copyright laws. Information provided is for viewer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties the viewer may be interested in purchasing. All listing data, including but not limited to square footage and lot size is believed to be accurate, but the listing Agent, listing Broker and CRMLS and its affiliates do not warrant or guarantee such accuracy. The viewer should independently verify the listed data prior to making any decisions based on such information by personal inspection and/or contacting a real estate professional. Based on information from California Regional Multiple Listing Service, Inc. as of 2025-02-12 23:26:53 PST and /or other sources. All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or MLS. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information