592 River Vista DrDillardGA30537
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowFew Dillard rentals match the income profile of 592 River Vista Dr, Dillard, GA, 30537. Listed at $175,000, gross rent is $3,146/mo and net cash flow is $1,945/mo, a 21.58% yield well above national averages. DSCR 4.00 means Ziffy Mortgage can approve your loan on the property's income alone, bypassing personal income verification. The 5% annual appreciation trend adds $48,349 by year five with $1,612/yr in annual principal reduction, projecting $191,985 in total cumulative return.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 21.6% | 7.0% |
| Monthly Cash Flow | $1,945 | $300 |
City averages based on Dillard market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,146 |
| Total Monthly Debt Service | $1,132 |
| DSCR Ratio | 2.78x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2020
2,178 sqft lot
$N/A/sqft
$1,640 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30537, Dillard, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,668 (100%) |
| Owner Occupied HU | 557 (33.4%) |
| Renter Occupied HU | 159 ( 9.5%) |
| Vacant Housing Units | 952 (57.1%) |
| Median Home Value | $299,299 |
| Average Home Value | $364,996 |
Housing Distribution
Address Breakdown
Residential
1,087
Single Family
535
Multi-Family
552
Businesses
96
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2020
2,178 sqft lot
$N/A/sqft
$1,640 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30537, Dillard, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,668 (100%) |
| Owner Occupied HU | 557 (33.4%) |
| Renter Occupied HU | 159 ( 9.5%) |
| Vacant Housing Units | 952 (57.1%) |
| Median Home Value | $299,299 |
| Average Home Value | $364,996 |
Housing Distribution
Address Breakdown
Residential
1,087
Single Family
535
Multi-Family
552
Businesses
96
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices