5916 Hanna RdSykesvilleMD21784
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingFor first-time U.S. investors or those diversifying conservatively, 5916 Hanna Rd, Sykesville, MD, 21784 in Sykesville offers a clean, manageable entry. Rental yield 6.75%. DSCR 1.25 qualifies for Ziffy Mortgage's no-W2 mortgage for non-U.S. residents. Long-term: 5% annual appreciation projects $138,127 in additional property value over five years, with $4,605/yr in principal equity building ownership stake. Total projected cumulative return: $170,639.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6.8% | 6.0% |
| Monthly Cash Flow | $(295) | $350 |
City averages based on Sykesville market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,814 |
| Total Monthly Debt Service | $2,911 |
| DSCR Ratio | 0.97x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1971
0.36 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 21784, Sykesville, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,119 (100%) |
| Owner Occupied HU | 12,813 (84.7%) |
| Renter Occupied HU | 1,910 (12.6%) |
| Vacant Housing Units | 396 ( 2.6%) |
| Median Home Value | $543,643 |
| Average Home Value | $578,098 |
Housing Distribution
Address Breakdown
Residential
14,702
Single Family
13,826
Multi-Family
876
Businesses
1,070
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1971
0.36 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 21784, Sykesville, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,119 (100%) |
| Owner Occupied HU | 12,813 (84.7%) |
| Renter Occupied HU | 1,910 (12.6%) |
| Vacant Housing Units | 396 ( 2.6%) |
| Median Home Value | $543,643 |
| Average Home Value | $578,098 |
Housing Distribution
Address Breakdown
Residential
14,702
Single Family
13,826
Multi-Family
876
Businesses
1,070
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices