591 Willhoite RdChesterCA96020
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 591 Willhoite Rd, Chester, CA, 96020 in Chester speaks for itself: 11.43% gross on a $315,000 price, generating $3,000/mo in rent and $1,051/mo in net income after the $1,493/mo debt service. DSCR 2.01, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $12,616 stacks alongside $87,029 in projected five-year appreciation and $2,641/yr in principal reduction. Projected total cumulative return: $181,239.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.4% | 6.0% |
| Monthly Cash Flow | $1,051 | $200 |
City averages based on Chester market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $3,000 |
| Total Monthly Debt Service | $1,900 |
| DSCR Ratio | 1.58x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.5% rate / 30-yr fixed, 25% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 1994
0.32 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 96020, Chester, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,952 (100%) |
| Owner Occupied HU | 781 (40.0%) |
| Renter Occupied HU | 361 (18.5%) |
| Vacant Housing Units | 810 (41.5%) |
| Median Home Value | $352,609 |
| Average Home Value | $400,051 |
Housing Distribution
Address Breakdown
Residential
425
Single Family
372
Multi-Family
53
Businesses
57
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: Plumas AOR
Mls Provider:
Mls ID: #2600870
