5901 Quain RdEmmettMI48022
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayGlobal investors willing to prioritise equity over near-term yield will find 5901 Quain Rd, Emmett, MI, 48022 in Emmett worth study. Rental yield 5.43%. The 5.43% gross yield is below cash-flow benchmarks at $294,900, but 5% annual appreciation, adding $81,475 over five years, frames this as a capital growth position. Rent of $1,356/mo partially offsets the $1,326/mo payment. Ziffy Mortgage finances appreciation-play properties (1.02 DSCR) for non-U.S. residents without domestic income documentation; a 30–35% down payment maximises coverage. Total projected return: $74,469.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 5.4% | 9.5% |
| Monthly Cash Flow | $(622) | $650 |
City averages based on Emmett market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,356 |
| Total Monthly Debt Service | $1,827 |
| DSCR Ratio | 0.74x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1999
14.74 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 48022, Emmett, MI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,010 (100%) |
| Owner Occupied HU | 906 (89.7%) |
| Renter Occupied HU | 51 ( 5.0%) |
| Vacant Housing Units | 53 ( 5.2%) |
| Median Home Value | $277,331 |
| Average Home Value | $279,793 |
Housing Distribution
Address Breakdown
Residential
964
Single Family
964
Multi-Family
0
Businesses
32
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1999
14.74 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 48022, Emmett, MI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,010 (100%) |
| Owner Occupied HU | 906 (89.7%) |
| Renter Occupied HU | 51 ( 5.0%) |
| Vacant Housing Units | 53 ( 5.2%) |
| Median Home Value | $277,331 |
| Average Home Value | $279,793 |
Housing Distribution
Address Breakdown
Residential
964
Single Family
964
Multi-Family
0
Businesses
32
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Dona Leigh Grimes • Coldwell Banker Professionals Port Huron
Mls Name: MiRealSource
Mls Provider:
Mls ID: #50180347
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