5885 Val Del RdHahiraGA31632
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayNot all U.S. investment properties are valued for current income. 5885 Val Del Rd, Hahira, GA, 31632 in Hahira at $539,900, 5.13% gross yield, is a market-growth asset. Rental yield 5.13%. The $2,310/mo rent partially funds the $2,428/mo debt service; the core return is the 5%/yr price growth projected to add $149,164 over five years. Ziffy Mortgage's DSCR mortgage (0.95) provides financing for foreign nationals without domestic income checks. A 30–35% down payment often produces the cleanest coverage for low-yield properties. Total five-year return: $141,685.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 5.1% | 6.0% |
| Monthly Cash Flow | $(976) | $250 |
City averages based on Hahira market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,310 |
| Total Monthly Debt Service | $3,071 |
| DSCR Ratio | 0.75x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1986
8.17 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 31632, Hahira, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,923 (100%) |
| Owner Occupied HU | 4,143 (69.9%) |
| Renter Occupied HU | 1,368 (23.1%) |
| Vacant Housing Units | 412 ( 7.0%) |
| Median Home Value | $317,870 |
| Average Home Value | $351,467 |
Housing Distribution
Address Breakdown
Residential
5,787
Single Family
5,654
Multi-Family
133
Businesses
184
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1986
8.17 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 31632, Hahira, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,923 (100%) |
| Owner Occupied HU | 4,143 (69.9%) |
| Renter Occupied HU | 1,368 (23.1%) |
| Vacant Housing Units | 412 ( 7.0%) |
| Median Home Value | $317,870 |
| Average Home Value | $351,467 |
Housing Distribution
Address Breakdown
Residential
5,787
Single Family
5,654
Multi-Family
133
Businesses
184
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices