58841 Granite Gulley RdAnzaCA92539
INVESTMENT ANALYSIS
Investment Verdict
Solid Income58841 Granite Gulley Rd, Anza, CA, 92539 in Anza is a solid income-producing rental, 8.57% gross yield, $1,857/mo rent, $249/mo net cash flow on a $260,000 buy. DSCR 1.59 qualifies the property for Ziffy Mortgage's financing without personal income documentation. Five-year appreciation of $71,833 and $2,395/yr in principal reduction project a total cumulative return of $114,633.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.6% | 6.0% |
| Monthly Cash Flow | $249 | $300 |
City averages based on Anza market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,857 |
| Total Monthly Debt Service | $1,505 |
| DSCR Ratio | 1.23x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1961
6.63 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92539, Anza, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,262 (100%) |
| Owner Occupied HU | 1,438 (63.6%) |
| Renter Occupied HU | 468 (20.7%) |
| Vacant Housing Units | 356 (15.7%) |
| Median Home Value | $480,198 |
| Average Home Value | $887,636 |
Housing Distribution
Address Breakdown
Residential
830
Single Family
783
Multi-Family
47
Businesses
124
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1961
6.63 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92539, Anza, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,262 (100%) |
| Owner Occupied HU | 1,438 (63.6%) |
| Renter Occupied HU | 468 (20.7%) |
| Vacant Housing Units | 356 (15.7%) |
| Median Home Value | $480,198 |
| Average Home Value | $887,636 |
Housing Distribution
Address Breakdown
Residential
830
Single Family
783
Multi-Family
47
Businesses
124
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Brandy Nelson • Equity Union
Mls Name: CRMLS
Mls ID: #219133703DA