5876 State Highway 506PinonNM88344
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayInvestment property for sale in Pinon at 5876 State Highway 506, Pinon, NM, 88344 projects strong ROI of -0.17%. Rental yield 0.6%. With 5% annual appreciation, the property builds $1,104,850 in value over five years. Equity growth combined delivers a projected five-year ROI of 11.38%, translating into $128,563 in total cumulative return on $1,129,718 invested capital. You can finance this property with Ziffy Mortgage’s DSCR loan, which leverages the property’s income for qualification rather than your personal income.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 0.6% | 6.2% |
| Monthly Cash Flow | $(21,479) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,993 |
| Total Monthly Debt Service | $21,881 |
| DSCR Ratio | 0.09x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2014
23,894 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 88344, Pinon, NM area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 44 (100%) |
| Owner Occupied HU | 24 (54.5%) |
| Renter Occupied HU | 7 (15.9%) |
| Vacant Housing Units | 13 (29.5%) |
| Median Home Value | $270,000 |
| Average Home Value | $289,167 |
Housing Distribution
Address Breakdown
Residential
32
Single Family
32
Multi-Family
0
Businesses
12
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
No similar price properties found nearby.
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2014
23,894 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 88344, Pinon, NM area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 44 (100%) |
| Owner Occupied HU | 24 (54.5%) |
| Renter Occupied HU | 7 (15.9%) |
| Vacant Housing Units | 13 (29.5%) |
| Median Home Value | $270,000 |
| Average Home Value | $289,167 |
Housing Distribution
Address Breakdown
Residential
32
Single Family
32
Multi-Family
0
Businesses
12
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
No similar price properties found nearby.
Listed by: Keli L. Cox • Zia Real Estate
Mls Name: RLCMLS
Mls ID: #132942