58713 County Road 131BlackduckMN56630
INVESTMENT ANALYSIS
Investment Verdict
Solid Income58713 County Road 131, Blackduck, MN, 56630 in Blackduck is a solid income-producing rental, 9.43% gross yield, $1,768/mo rent, $363/mo net cash flow on a $225,000 buy. DSCR 1.75 qualifies the property for Ziffy Mortgage's financing without personal income documentation. Five-year appreciation of $62,163 and $2,072/yr in principal reduction project a total cumulative return of $108,756.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.4% | 6.5% |
| Monthly Cash Flow | $363 | $350 |
City averages based on Blackduck market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,768 |
| Total Monthly Debt Service | $1,315 |
| DSCR Ratio | 1.34x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1983
36.10 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 56630, Blackduck, MN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,246 (100%) |
| Owner Occupied HU | 706 (56.7%) |
| Renter Occupied HU | 220 (17.7%) |
| Vacant Housing Units | 320 (25.7%) |
| Median Home Value | $240,833 |
| Average Home Value | $294,823 |
Housing Distribution
Address Breakdown
Residential
933
Single Family
866
Multi-Family
67
Businesses
71
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1983
36.10 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 56630, Blackduck, MN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,246 (100%) |
| Owner Occupied HU | 706 (56.7%) |
| Renter Occupied HU | 220 (17.7%) |
| Vacant Housing Units | 320 (25.7%) |
| Median Home Value | $240,833 |
| Average Home Value | $294,823 |
Housing Distribution
Address Breakdown
Residential
933
Single Family
866
Multi-Family
67
Businesses
71
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices