5871 Mission St APT 3San FranciscoCA94112
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 5871 Mission St APT 3, San Francisco, CA, 94112 in San Francisco speaks for itself: 10.34% gross on a $565,000 price, generating $4,867/mo in rent and $749/mo in net income after the $2,541/mo debt service. DSCR 1.92, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $8,982 stacks alongside $156,099 in projected five-year appreciation and $5,204/yr in principal reduction. Projected total cumulative return: $265,079.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.3% | 4.5% |
| Monthly Cash Flow | $749 | $2,800 |
City averages based on San Francisco market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,867 |
| Total Monthly Debt Service | $3,894 |
| DSCR Ratio | 1.25x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1982
8,450 sqft lot
$N/A/sqft
$333 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94112, San Francisco, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 24,237 (100%) |
| Owner Occupied HU | 14,094 (58.2%) |
| Renter Occupied HU | 8,905 (36.7%) |
| Vacant Housing Units | 1,238 ( 5.1%) |
| Median Home Value | $1,208,430 |
| Average Home Value | $1,228,041 |
Housing Distribution
Address Breakdown
Residential
21,545
Single Family
18,799
Multi-Family
2,746
Businesses
998
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1982
8,450 sqft lot
$N/A/sqft
$333 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94112, San Francisco, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 24,237 (100%) |
| Owner Occupied HU | 14,094 (58.2%) |
| Renter Occupied HU | 8,905 (36.7%) |
| Vacant Housing Units | 1,238 ( 5.1%) |
| Median Home Value | $1,208,430 |
| Average Home Value | $1,228,041 |
Housing Distribution
Address Breakdown
Residential
21,545
Single Family
18,799
Multi-Family
2,746
Businesses
998
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices